Target Layaway Information
While Target still doesn’t offer a traditional layaway program, in October 2021, the company joined those adding “buy now, pay later” option. Target has partnered with Affirm and Sezzle for this. Affirm is only available for Target purchases over $100.
It’s important to note that these installment plan services often come with fees or interest, not unlike a credit card. Affirm’s rates vary, but Sezzle typically doesn’t charge interest or fees for buyers who make payments on time. Be sure to read the fine print on any buy now, pay later plan you agree to at Target or any retailer.
Macy’s and Bed, Bath, and Beyond are among the stores that have added Affirm, Sezzle, or Afterpay options.