Comments on: How Does Layaway Work?

By: Thrifty

Thrifty — Wed, 07 Dec 2011 10:56:24 +0000

I am also in favor of layaway these days. I did the 1930/40′s version of saving up hard earned cash and buying. I did that exceptionally well and with a lower income and bills, etc during the early 90′s/2000′s. However, with such economic uncertainties right now, unless you have perfect credit or make at least 100,000 dollars a year it isnt very reasonable to use saved up cash for large dollar purchases daily at a store. Saved money should be well…saved money. Should I pay in 1 day for what I can reasonably afford in 1-2 months? hmmm Really, I think issues for stores that provide layaway usually range from whether or not customers will actually pay consistently until balance is paid in full and whether we will change our minds completely cancel the layaway and then demand a refund or whatever. Understandably too when they are trying to make shopping more convenient for us while still earning a profit. So just do your part and layaway will seem like a breeze.:)

By: allisgood

allisgood — Sun, 18 Sep 2011 20:57:15 +0000

@Kingjon, Kevin & Biggy Small _ Not only is layaway great to do to help with christmas or whatever u want, but, it lets u put items on hold that r at sale price & u can always check the cost of the items u put in layaway to see if they went down in price. If they r cheaper in price then what they were when u put them there, they will make the adjustment & give u that lower price. Always do price check when u go to pay on ur layaway to see if it at a lower price. As far as helping u establish credit, IT DON’T, layaways dept do not report to any credit agency like credit card companies do & others.

By: Lar99

Lar99 — Thu, 15 Sep 2011 18:26:15 +0000

I love layaway! I am able to gets items for my family and myself and be debt free after Christmas

By: tabitha

tabitha — Mon, 25 Jul 2011 17:58:15 +0000

@kingjOn
wow, pessimist much? Layaway is good for people like me trying to balance paying for school, rent and a car but also wanting to spoil their family on christmas. Don’t write crap putting someone down, there’s no need for that. Ever heard the saying if you don’t have anything nice to say then don’t say nothing at all? Yeah? well follow it.

By: AW

AW — Sun, 24 Jul 2011 13:11:21 +0000

@kingjOn,

Your a jack ass (just sayin)

By: kingj0n

kingj0n — Wed, 23 Feb 2011 01:52:50 +0000

@Kevin
So you’re one of the selfish people wanting for yourself, what about the person who saved all that money so they can buy it 2 days after you want to put it on lay-a-way?

You just took his opportunity away.

There is no need for lay-a-way.

By: Kevin

Kevin — Mon, 14 Feb 2011 20:36:04 +0000

@Biggy Small. It’s so that the store can hold on to an item that you really want but can’t pay for it all up front. I’m trying to purchase a 3200 road bike right now, it’s the only size frame that will fit me and it’s the last one that i really want. They won’t reorder the bike because it’s been discontinued for this year. So I’d rather put it on layaway, pay off however much I can within 3 months so I can obtain the bike once i pay it off. Also, it establishes credit as well for someone who doesn’t have credit like me.

By: Biggy Small

Biggy Small — Tue, 09 Nov 2010 02:06:30 +0000

Why would I do this? Why not just save up & pay for it in full once I saved enough up?

By: donna P.

donna P. — Fri, 08 Oct 2010 16:50:27 +0000

I’d like to know about laying away washer/dryer. !) the amt. needed down @ layaway 2) length of the layaway allowed for these T/y~

By: Nicole Hobbs

Nicole Hobbs — Tue, 21 Sep 2010 18:14:36 +0000

Does big lots in Marianna fl. have layaway?